Do you own a business that depends on its vehicles for all or part of its revenue? Are you thinking about starting a business that relies on commercial vehicles for deliveries, sales, or perhaps even a mobile office? You need to make sure you have the right commercial auto insurance policy to cover you in the event of accidents and other unforeseen circumstances. 

Why? Not having the proper coverage can leave your business in violation of the law, even if a driver is simply pulled over for a traffic stop. And, if you’re involved in an accident without insurance coverage, you may be liable for damages, injuries, or even loss of life. 

To cover a judgment against your business, you might be forced to close your doors or could lose your personal assets. You also put your employees at risk if you’re asking them to drive company vehicles without the right coverage. 

Luckily, commercial auto insurance can give you the protection you need. If your business vehicle is involved in an accident, liability insurance can cover losses. A commercial auto policy can help you get your vehicle repaired or replaced quickly, so you can get back to business. The right policy can also cover your vehicles for situations such as theft, vandalism, or damage from fire and natural disasters. 

When else is a commercial auto policy right? 

• If you use your personal vehicle for business, such as pizza delivery
• If your employees use their own vehicles for company work, such as sales (AKA non-owned vehicles)
• If you and/or your employees frequently rent vehicles for business purposes

Call Allco Fullerton Insurance Agency, Inc. today at 714-992-2390 to talk about your commercial auto insurance requirements. As independent agents, we can find the right policy for you, which might be a separate auto policy or coverage added to your general liability policy. 

Don’t put your business at risk by operating without the proper commercial auto insurance. We’re waiting here to help you with all your business insurance needs. We are a Dave Ramsey Endorsed Local Provider (ELP) here to serve you.

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