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Allco Newsletter November 2024

Click Here to Learn More Does Car Insurance Cover Animal Damage? Click Here to Learn More - - How to Buy a New Car in Today’s Challenging Market? Click Here to Learn More Consumer Reports 6 Ways to Save Money...

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New Required Minimum Limits of Liability

We take our responsibility to our clients seriously, and part of that responsibility is always keeping you informed. This blog describes changes that may apply to your auto policy effective January 1st, 2025. The...

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How Major Life Events Impact Your Insurance Needs

Life's biggest milestones, like marriage, buying a home, or having children, often bring new financial responsibilities and changes in your insurance needs. To ensure you and your loved ones have the right coverage in...

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Admitted or Non-Admitted? Making the Right Choice for Your Needs

- - In the insurance industry, terms like “admitted” and “non-admitted” often come up, especially when discussing coverage options. These classifications primarily refer to whether or not an insurance carrier is...

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Why Every Business Needs Cyber Liability Insurance

In today’s digital age, businesses of all sizes are increasingly vulnerable to cyber threats. Whether it’s data breaches, ransomware attacks, or phishing scams, the cost of recovering from a cyber incident can be...

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Choosing the Right Umbrella Insurance Policy: A Guide to Extra Liability Coverage

When it comes to personal insurance, most people are familiar with their auto, homeowners, or renters policies. However, fewer may be aware of umbrella insurance-a type of coverage that goes beyond the limits of your...

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Allco Newsletter October 2024

We are excited to share some fantastic news! As of October 12th, 2024, one of the many insurance carriers we work with to serve our clients and potential clients well has announced that there will be new possible...

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Answering 3 Common Cyber Insurance Objections

Cyber Insurance is a key piece of the security puzzle your business simply can't afford to be without. Call us today to further discuss or click HERE to learn more about Cyber Liability Insurance.

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Allco Newsletter September 2024

Our team at Allco celebrated National School Picture Day yesterday! 📷💥 We wanted to share these gems with you. 😁 Picture Day creates memories that last a lifetime. Whether they capture the first toothless grin or the...

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Essential Safety Gear for Motorcyclists: A Guide to Protection on the Road

Riding a motorcycle offers an unparalleled sense of freedom and excitement, but it also comes with its share of risks. To ensure safety on the road, it's crucial for motorcyclists to invest in proper safety gear. From...

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Insurance Considerations for Newlyweds: Merging Policies and Coverage

Starting a new journey together as newlyweds is an exciting time filled with hopes, dreams, and plans for the future. Amidst the whirlwind of changes, it’s crucial not to overlook the practical aspects of merging your...

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Did you know that nearly 82% of all American adults intend to travel this year?

With such a high volume of travelers, it's crucial to remain vigilant and take proactive measures before hitting the road, especially considering more than 30% of all fatal crashes happen between June and August.To help...

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Allco Newsletter July 2024

It's time for ANOTHER Allco Fullerton Insurance ✨GIVEAWAY✨ Enter to win a chance to get your hands on 4 tickets to attend the Angels vs. A's game at Angel Stadium on Sunday, July 28th @ 1:00pm. GIVEAWAY DETAILS: *Go...

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Avoiding Common Home Insurance Claims During Renovations

Renovating your home can be an exciting journey, transforming your living space into the dream dwelling you've always wanted. However, amidst the excitement, it's crucial to undertake precautions to avoid common...

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National Insurance Awareness Day

Today encourages us to review all of our insurance policies. Insurance offers security, covering loved ones, and recovering losses in the event of damage, illness, or death. It offers protection but over time the value...

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Allco Newsletter June 2024

How To Get Homeowners Insurance with an Old Roof Click Here to Learn More - - Do-It-Yourself Projects to Boost Home Value Click Here to Learn More Home Improvement What Is Windstorm Insurance? Click Here to...

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Own a Business? Protect Yourself and Your Employees!

- Understanding Workers Compensation Insurance - Workers compensation insurance is an essential safeguard for both employees and employers. It provides coverage for medical expenses and lost wages for employees who...

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Essential Fire Safety Tips for Your Home

Taking care of fire safety at home is a key part of managing your household. Each year, fires in residential areas cause significant property damage. However, many of these incidents may be prevented with the right...

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Your Pets Deserve the Best – It’s Simple!

Call us at 714-992-2390 for more information!

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National Safe Boating Week starts tomorrow!

It's National Safe Boating Week! At Allco, safety is a top priority every day, and today is no exception. In celebration of National Safe Boating Week (May 18 - May 24, 2024), we are committed to helping make sure...

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Allco Newsletter May 2024

Should You Buy Travel Insurance? Click Here to Learn More - - 8 Things to Prepare for Before Renovating Your Home Click Here to Learn More Home Improvement Home-Based Business Insurance: What It Is, Costs, and...

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Help Keep Teen Drivers Safe with Telematics

As parents, the safety of our teenage drivers is paramount. With road accidents constituting a significant risk for young drivers, leveraging technology to enhance their safety isn't just smart; it's essential....

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What You Need to Know About Data Breaches

What Is a Data Breach? - A data breach is a security incident where personal and confidential information is stolen by another individual. The compromised info can include things like your name, birth date, street...

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Allco Newsletter April 2024

World Insurance: What It Is Click Here to Learn More - - 5 Considerations When Creating the Kitchen of Your Dreams Click Here to Learn More Home Improvement Does Homeowners Insurance Cover Roof Leaks? Click...

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The Essential Guide to Creating a Home Inventory: Why and How

In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner...

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Sustainable Insurance Strategy

Insurance Commissioner Ricardo Lara is trying to progress toward vital regulatory and administrative reforms under his California Sustainable Insurance Strategy. Changes to outdated regulations are necessary to improve...

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State Farm Non-Renewing Home Insurance Policies

State Farm non-renewing 72,000 home insurance policies in California State Farm, California’s largest insurer, announced it will discontinue coverage for 72,000 homes and apartments starting this summer, a move likely...

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Allco Newsletter March 2024

What Happens If You Don’t Have Homeowners Insurance? Click Here to Learn More Do you need help making sure your healthcare expenses are covered, even if you already have a Medicare policy? Let us help find you the...

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Tips for Towing a Boat Trailer to Reduce Accidents and Insurance Claims

Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance...

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How Your Roof Affects Your Home Insurance

How Your Roof Affects Your Home Insurance Did you know? Roofs are pivotal in determining homeowner insurance coverages and premiums. Insurance providers typically consider four factors that impact coverage, premium, and...

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Allco Newsletter February 2024

Were You Our Grand Prize Winner for Referrals in 2023? Click HERE to Find Out! What Does Commercial General Liability (CGL) Insurance Cover? Click Here to Learn More - - 7 Affordable Updates That Add to Your...

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Have You Felt Them?

As of Monday morning, February 12th, California was struck by 13 earthquakes in a span of just 25 minutes! From San Diego to Yuma, Arizona, people reported feeling the ground shake, with most of the tremors being...

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How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims

If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips....

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Insurance Crisis in California

We've said it before and we are saying it again, unfortunately, insurance in California whether homeowner insurance or auto insurance, is not getting any easier. Several insurance companies have recently announced their...

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Because of You

We couldn't do it without you and your referrals! - Allco Fullerton Insurance is proud to share that our contribution to Stripes of a Warrior for 2023 is the largest amount that we've donated since we've been supporting...

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Allco Newsletter January 2024

Does Car Insurance Cover Rodents Chewing Wires? Click Here to Learn More - - Post-Holiday Clean Up Guide From a Professional Cleaner Click Here to Learn More Home Improvement Does Car Insurance Cover Keyed Cars?...

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Top Home Improvement Projects That Can Increase Your Home Value

When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations...

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Allco Newsletter December 2023

A Quick Guide on How to Insure Jewelry Click Here to Learn More - - 10 Home Upgrades that Will Increase Your Insurance Costs Click Here to Learn More Home Improvement - How To Protect Your Business Against...

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Preparing Your Teen Driver for Different Road Conditions and Situations

If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their...

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Allco Newsletter November 2023

Homeowners Insurance in Fire-Prone Areas Click Here to Learn More - - 11 Thanksgiving Home Upgrades You’ll Want to Gobble Up Click Here to Learn More Home Improvement Insurance for Vacation Homes Click Here to...

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How to Winterize and Properly Store Your Boat

Your boat is an investment that gives you tons of fun all summer long. But come the cold weather months, you want to make sure it’s properly winterized before you store it, so it’s protected from weather and other...

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Proactive Mitigation: Reducing Wildfire Risk

* California Fair Plan Policyholders Could be Affected by This Blog As wildfires continue to pose a significant threat to communities in California and other parts of the world, the importance of proactive mitigation...

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Allco Newsletter October 2023

Does Your Homeowner’s Insurance Cover Airbnb? Click Here to Learn More - - 20 Clever Garage Organization Ideas to Clear the Chaos Click Here to Learn More Home Improvement Vandalism and Malicious Mischief...

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Save Money With These Smart Home Devices That Make Your Home Safer

Homeowners today have never had more ways to save money through technology. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. Better safety can mean fewer...

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Allco Newsletter September 2023

Workers Compensation Vs. General Liability Insurance Click Here to Learn More - - Government Failure at the Center of California's Insurance Woes - Click Here to Learn More Fall Decor Ideas – 12 Ways to Embrace...

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Renting vs. Owning a Home: Protect Your Property No Matter Which You Prefer

If you’re on the fence about renting or owning a home, here’s a helpful look at the upsides of each option. Remember to get the right insurance when you make your choice, so your property is fully protected. The...

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Webinar: Confessions of an Insurance Professional

You can SIGNIFICANTLY increase retention in your agency by having a retention process in place! Hear all about how and why Andrew Kadera implemented his retention program at Allco Insurance. He has a great way of...

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Allco Newsletter August 2023

I’m a Landlord - Do I Really Need Landlord Insurance? Click Here to Learn More - - Which Home Improvements Add the Most Value? Click Here to Learn More Home Improvement - - What to Do if You Are Denied a...

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Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...

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Non-Renewing Homeowners Insurance, and California Homeowners Insurance Market Updates

The insurance world in California is constantly changing. Below are two topics that we, as your independent insurance agency, want you to be aware of. - - More Americans Are Losing Homeowners Coverage Due to Storms,...

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Allco Newsletter July 2023

Why You Should Add Travel Insurance for Your Summer Trip Click Here to Learn More - - How to Tell if Your HVAC System Needs Repairs or Replacement Click Here to Learn More - Vandalism and Malicious Mischief...

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What to Look for When Buying a House to Avoid Unnecessary Insurance Claims

If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which which may help avoid home insurance claims...

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Allco Newsletter June 2023

Does Homeowners Insurance Cover Swimming Pools? Click Here to Learn More - - 10 Signs Your Home Has an Insulation Problem-and What You Can Do About It Click Here to Learn More Home Improvement - Earthquake...

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Benefits of Safe Driving Apps

Many insurance carriers today offer smartphone apps that track telematics to monitor driving. Here’s how they work and how these apps may help you lower your auto insurance premium, along with a few other advantages. ...

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The importance of including Excess Uninsured Motorist Bodily Injury coverage on your personal umbrella policy

In today's fast-paced world, where traffic congestion and accidents are commonplace, protecting yourself and your assets is crucial. While having adequate auto insurance coverage is essential, many individuals overlook...

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Allco Newsletter May 2023

Does Homeowners Insurance Cover Driveway Damage? Click Here to Learn More - - How to Make Your Home Climate-Safe Click Here to Learn More Home Improvement How to Pay Off Debt: Strategies and Tips Click Here to...

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4 Water-Saving Tips for Your Garden

Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving...

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Allco Newsletter April 2023

Buying a House with Cash vs. Getting a Mortgage Click Here to Learn More - - - Eco-Friendly Upgrades That Will Increase Your Home's Value Click Here to Learn More Home Improvement - - Money Saving Tips For...

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The Importance of Uninsured and Underinsured Motorist Coverage

Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to...

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In 2023, Your Auto Insurance Rates Are Going Up in California.

Like prices across many parts of the economy, auto insurance rates are rising, too. Rate increases can be difficult for customers. We are here to help you understand and navigate the road ahead.Returning to "normal"...

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Boat Insurance Guide: Costs & Coverage

- - Insurers consider many factors when deciding whether or not to offer a policy. Almost any vessel can be insured- for a price. You want to consider the following to make sure the policy you purchase meets your needs:...

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Commercial vs. Personal Auto Policy

Choosing the right auto insurance policy can be a daunting task for many people. With so many options and variations available in the market, it can be challenging to determine which policy best suits your needs. One of...

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Allco Newsletter March 2023 and Meet Our Newest Team Member

Meet Our Newest Member to Our Team! Meet Garrett Trinkle. He was born in Newport Beach, CA and lives here in Orange County. He has a beautiful girlfriend named Kelly and two cats, Sunny and RuRu. He is fascinated by...

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Keep Your Home Safe While on Vacation

Whether you’re just getting away for a long weekend or spending a few weeks out of the house, it’s important to ensure your home is safe while you’re gone. Follow these tips to help prevent break-ins, fires, and water...

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Get The Most Out of Your Vehicle

- How many times have you heard stories about cars breaking down right after the warranty expires? Our guess is, too many, which is why you need a Mercury Mechanical Protection Plan. Get the Most Out of Your Vehicle...

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Earthquakes Are on Everyone's Mind These Days, Be Prepared!

Earthquakes are unlike other natural disasters, such as wildfires or hurricanes, that have seasons or warnings. Earthquakes can happen almost anywhere at any time. A basic homeowners insurance policy does not cover...

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Alert: For Kia and Hyundai Owners

In mid-2022, Hyundai and Kia were subject to a social media trend that promoted a “car hack” where users could start these vehicles without using keys. Widespread knowledge of this software flaw resulted in an increased...

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Lessons From Turkey

Lessons from Turkey - A world of significant earthquake exposure. - There has been an outpouring of support for those affected by the devastation across Turkey following the February 6 earthquakes. Although the event...

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Allco Newsletter February 2023

What is Collectibles Insurance? Click Here to Learn More - 10 "Must Do" February Projects - Click Here to Learn More Home Improvement How to Finance a Used Car Click Here to Learn More Smart Insurance Tips How to...

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All Licensed Contractors in California will be Required to Carry Workers’ Compensation Insurance by 2026

Starting on January 1, 2023, licensed contractors in certain industries will be required to secure workers’ compensation insurance, even if they don't have any employees. This new requirement is the result of Senate...

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Who Needs Life Insurance and How Much Do You Need?

It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have....

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Allco Newsletter January 2023

Peril vs. Hazard: What’s the Difference? Click here to learn more - - 10 Resolutions for Your Home in the New Year Click here to learn more Home Improvement Tech tips to start your New Year off right Click here to...

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Family Emergency Preparedness Checklist

It seems like every day on the news that we hear stories about a hurricane, flood, or wildfire creating massive damage in the U.S. and putting people out of their homes. Have you thought about how your family would...

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What is Pet Insurance and Why You Should Consider It

Pet insurance is a type of insurance policy that helps cover the cost of veterinary care for your furry friends. It can help cover unexpected expenses such as accidents, illnesses, and emergencies. Some pet insurance...

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Cyber Insurance for your small business

December 19th, 2022 Cyber attacks continue to be a major threat to businesses in today's technology-driven world, resulting in costly fines, recovery expenses, and lost revenue for companies.In response, many...

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Allco Newsletter December 2022

Insurance and Safety Tips For Holiday Disasters Click here to learn more 5 Things to Know About Oil Changes for Your Car Click here to learn more Consumer Reports How to File a Homeowners Insurance Claim After a...

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What to Check Before Buying a Used Car

With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if it’s...

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Allco Newsletter November 2022

Does Car Insurance Cover Animal Damage? Click here to learn more How to Buy a New Car in Today’s Challenging Market? Click here to learn more Consumer Reports 6 Ways to Save Money in Your Business Click here to...

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Should I Notify My Insurance Company About a New Puppy?

Having a new puppy join your household can change your life. The snuggles and kisses make getting up in the middle of the night for potty breaks worth it, but in the whirlwind of change, it’s easy to forget some...

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How to Choose the Right Smart Security Camera

A security camera can help protect your property against intruders or provide evidence in the event of a break-in. But with all the technology available today, it can be tough to figure out which smart security camera...

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Allco Newsletter October 2022

Directors and Officers (D&O) Liability Insurance Click here to learn more Vehicles With the Best Combination of Fuel Economy and Acceleration Click here to learn more Consumer Reports 8 Financial Tips for Young...

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Things to Know When Shopping for Home and Auto Insurance

If you’re looking around for home or auto insurance, you may find the process confusing, especially if you’re new to buying coverage and aren’t familiar with the terminology. Here are five essential things you should...

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Allco Newsletter September 2022

Protecting your college student from on-campus losses Click here to learn more How to Budget – Easy Ways to Get Your Finances Under Control Click here to learn more Smart Insurance Tips How to protect your privacy...

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Meet Our Team; Part 13 and We Were Voted a 2022 Neighborhood Favorite!

Meet Amy Toone! Amy started working with Allco Insurance as our Marketing Director a year ago. She was born and raised in Covina, Ca. She attended Cal State Fullerton and graduated with a BA in Language Arts, majoring...

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Meet Our Team; Part12

Meet Mayra Fulton! Mayra is the newest member on the Allco Insurance Team. She was born in Santa Ana, California and raised in Brea. She is a loving wife and devoted mom. She has 3 kids; Danny who is 24 and entering the...

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Grill Safely With These Outdoor Cooking Tips

Grilling food is a fun pastime, and it’s ideal on those summer days when you don’t want to heat up the kitchen. But every year, there are accidents and home fires because people don’t grill safely. Follow these tips to...

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Allco Newsletter August 2022

15 Types of Fire Insurance Policies Click here to learn more Commuter vs Pleasure Car Insurance Click here to learn more Smart Insurance Tips Best New Cars for Teens Click here to learn more Consumer Reports Pros...

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Simple Household Pest Control Methods

No one likes the thought of having pests in their home, whether they be rodents, cockroaches, ants, or any other common household pests. If pest activity is common in your area, it is important to take steps to prevent...

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Allco Newsletter July 2022

Do I Need Boat Insurance? Click here to learn more How much does it cost to replace a roof? Click here to learn more Smart Insurance Tips How to Make Your Car Last 200,000 Miles and More? Click here to learn more ...

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Meet Our Team; Part 11

Get to know more about Jared Clark! Jared was born in Van Nuys, California and raised in Santa Clarita Valley. He played baseball for Cal State Fullerton and was All American baseball player in 2009, he was an amazing...

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Landscape Maintenance Tips for Your Yard

You've worked hard to create a beautiful garden for your yard, but there is more to yard maintenance than simply mowing the lawn and watering the plants. There are plenty of other tasks you'll need to complete in order...

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Allco Newsletter June 2022

Insure Your Electronic Devices: Is Your Homeowner’s Insurance Enough? Click here to learn more Should You Share Renters Insurance With Your Roommate? Click here to learn more Smart Insurance Tips Should You Top Off...

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Traveling to Mexico for Memorial Day? Get a Quote for Mexican Insurance!

If you are driving your car to Mexico, then buying a Mexican car insurance policy is a must. Navigating the Mexican auto insurance landscape is difficult, and traditional Mexican car insurance policies are not well...

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40 Years of Excellence and Meet Our Team; Part 10!

We are 40! As of May 1st, 2022, Allco Insurance has been thriving for 40 years! Allco Insurance Agency, Inc. was established in 1982 as a full-service independent insurance agency by Ron Hilbert and James Rew. Our...

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Avoiding Water Issues in Your Home

Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew...

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Allco Newsletter May 2022

How to Create a Home Inventory List? Click here to learn more How to Reduce Workers’ Compensation Costs? - 3 Proven Strategies Click here to learn more Smart Insurance Tips How to Protect Yourself from Common Scams?...

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Meet Our Team; Part 9

Meet Salina Flores! Salina is our receptionist here at Allco Insurance, she has been with us for 6 months now. She enjoys meeting new people and being social, which led her to the position here. Salina was born in...

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We Are Hiring!

Interested in learning more about a possible place on our team? A place where you can have the opportunity to have a vibrant work environment with a chance for growth and stability for the future, Allco Insurance Agency,...

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Meet Our Team; Part 8

Meet Samantha Maher! Samantha is one of our valued insurance agents that has been with Allco Insurance since 2015. She started in the Health Care field and then ventured out to the insurance world. She loves her job as...

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Obtaining Video Footage After an Accident

Having an auto accident can be a stressful time for everyone. At the time of an incident, drivers are typically focused on the safety of those involved and getting vehicles moved out of traffic. Gathering important...

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Allco Newsletter April 2022

Personal watercraft insurance and safety Click here to learn more How Does the 80% Rule for Home Insurance Work? Click here to learn more Smart Insurance Tips How to Save Money as Consumer Prices Keep Rising? Click...

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Commonly Overlooked Spring Cleaning Tasks

Spring is a common time for people to take on all of the cleaning tasks that they put off during the winter. With the weather getting warmer, it's the perfect time to tackle jobs both inside and outside your home. While...

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Meet Our Team; Part 7

Meet Lilly Zavala! Lilly was born in Guadalajara Jalisco, Mexico. In 1980 she and her parents moved to Whittier, CA where she has lived ever since. Lilly has been with Allco Insurance for 17 years. She used to work in...

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Meet Our Team; Part 6

Meet Veronica Romero! Veronica was born in Walla Walla, Washington and raised in Milton Freewater, Oregon. She moved to Los Angeles with her family at the age of 10. Veronica has been with Allco Insurance for 7 years....

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Meet Our Team; Part 5

Meet Marisol Botello-Sierra!Marisol was born in Durango, Mexico and immigrated to the United States at the age of 2, raised in Fullerton. She has been with Allco for 11 years. She started her career here as a...

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Allco Newsletter March 2022

Do you need Cyber and Privacy Insurance? Click here to learn more What To Know About Wildfire Insurance? Click here to learn more Smart Insurance Tips Car Battery Buying Guide Click here to learn more Consumer...

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Upgrading Your Windows - How to Choose What's Best for Your House

You may not give the windows on your home much thought, but they can actually make a big difference not just in your comfort level, but also in the value of your home. You'll have a wide range of options to choose from,...

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Meet Our Team; Part 4

Meet Ryan Ramseyer! Ryan was born and raised in Orange, California. Before entering the insurance industry, he was always intrigued how insurance companies could and would be there to help out in a time of need. He has...

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Meet Our Team; Part 3

Meet Andrew Kadera! Andrew was born in Anaheim but was raised in Guatemala City in Central America as a missionary. That experience allowed him to become fluent in Spanish and appreciate soccer, but more importantly,...

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Allco Newsletter February 2022

Does Car Insurance Cover Theft? Click here to learn more Roadside Assistance Will Cost You Less Than $1 per Month, but Can Save You Thousands Click here to learn more Smart Insurance Tips Why the Tires Are So...

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Tips for Saving Money on Heating and Cooling Your Home

If you're like most people, you like to keep your home at a comfortable temperature throughout the year. However, running your heater or air conditioner constantly uses a lot of energy, and your electric and gas bills...

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Meet Our Team; Part 2

Meet Ryan Fawley! Born and raised in Albuquerque, New Mexico. He moved to Southern California to pursue a golf career but was fortunate enough to get a position with us. Ryan has been working for Allco Insurance for 16...

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Things you Have Always Wanted to Know Part 2: "My Mortgage Company added a policy to cover my home, is that enough?"

Premiums for residential homeowners insurance policies in California have been climbing the past few years. Premium hikes of 30-60% are not uncommon. Property insurance coverage is required for most homeowners due to...

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Meet Our Team; Part 1

Allco Insurance is going to be turning 40 this coming June and we thought it'd be a great idea to make you more familiar with our team. Nancy Coulombe is one of our knowledgeable agents here at Allco Insurance. She has...

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Stripes of a Warrior Donation from Referrals in 2021!

Allco Insurance had a great time sponsoring and running the Stripes of a Warrior 5K this past Saturday, January 15th. We presented the donation check from all the referrals we received in 2021. Did you know your...

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Things you Have Always Wanted to Know Part 1: "What to do after a Vehicle Traffic Collision."

It is never fun to experience a traffic collision, even minor ones can be a headache. Whether you are a passenger or a driver, there are a few things you can do to help minimize the stress and inconvenience that...

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Allco Newsletter January 2022

What is Guest Medical Coverage? Click here to learn more Mobile Home Insurance Explained Click here to learn more Smart Insurance Tips Guide to Cars With Advanced Safety Systems Click here to learn more Consumer...

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How to Evaluate and Choose Energy-Efficient Appliances

Today's modern appliances are much more energy-efficient than their predecessors, and some are even better than the rest. When shopping for appliances, you'll likely be overwhelmed by choice, so it is important to know...

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Top 7 Reasons to get Renters Insurance

Top 7 Reasons to get Renters Insurance Survey results show that most homeowners have insurance. However, several tenants do not own Renters Insurance. A report by an insurance information institute in 2016 showed that...

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Stripes of a Warrior 5k 2022

We are proud to be sponsors once again for the Stripes of a Warrior 5k. We are truly passionate about supporting their cause. Stripes of a Warrior offers financial assistance to individuals and families that are...

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Scott "Action" Jackson from CPS Insurance Services in the office!

We had the privilege of having Scott "Action" Jackson from CPS Insurance Servies in the office to educate us on Long Term Care Insurance. Think of Long Term Care Insurance as your life preserver; it preserves cash flow,...

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How to Choose Smoke and Carbon Monoxide Detectors

Smoke and carbon monoxide detectors are essential for any home, so you should ensure that your house is equipped with them. You should have detectors in the main living areas on each floor, including in every bedroom...

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Holiday on Main Street 2021

We are excited to be one of the sponsors of this fun event. Every year family and friends gather on Main Street to celebrate the holidays! There's something for the whole family with kids crafts, youth talent show,...

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How to Make a Fire Safety Plan

No one likes to think about the possibility of a fire in their home, but this is one situation where it definitely pays to be prepared. This is especially true if you have children or pets in your home. Read on to learn...

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Allco Newsletter November 2021

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Mercury Insurance is offering numerous group discounts to policyholders!

Mercury is implementing four new group discounts to help consumers save even more! AAA Members Bank of America EmployeesCostco/Sam’s Club Members Pilots Proof of membership or employment in one of these areas may...

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Allco newsletter October 2021

Which disasters are covered by homeowners insurance? Click here to learn more Does Homeowners Insurance Cover Broken Pipes? Click here to learn more Smart Insurance Tips 10 Organization Pros on the Storage Items...

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Proud to announce we are RamseyTrusted!

We are RamseyTrusted! Andrew Kadera and the team here at Allco Insurance have been given the honor to hold the coveted shield and title of RamseyTrusted. "We are committed to partnering with Ramsey Solutions and...

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How to Decide If Solar Panels Are Right for Your Home

Solar panels can provide clean electricity for your home, helping you to save money on energy costs while also doing your part to help the environment. However, not all homes are suited to solar energy. Here's what you...

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Dave Ramsey is coming to Southern California to kick off Financial Peace University at Eastside Church!

Do you want to change your life forever?Join Eastside Church as they go through Dave Ramsey's Nine Week plan that will have a lasting impact on your life. Our team here at Allco Fullerton Insurance serves alongside one...

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How Independent Agents Are Different from Captive Agents

When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not...

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Allco newsletter August 2021

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Benefits of Using a Dash Cam

More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are...

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Wildfire response benefit will help protect California properties insured by Safeco this season

Wildfire season comes with a host of anxieties, but our Safeco® policyholders can rest a little easier this year. Safeco recently contracted with Chloeta to offer a wildfire response benefit at no additional cost to all...

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New opportunity for Mercury Insurance Homeowners Insurance policyholders to reduce premiums

Mercury Insurance Company Water Leak Detection Pilot Program To help mitigate water losses, Mercury Insurance Company is introducing a pilot program where Mercury will be subsidizing the cost of smart home water...

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Allco newsletter July 2021

What to Do After a Car Accident – Injuries, Damages & Insurance Claims Click here to learn more from Smart Insurance Tips There Are More Reasons This Year to Check Your Homeowners Insurance Ahead Of Severe...

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Have a safe and happy Independence Day!

This weekend we will once again have an opportunity to celebrate the independence of our nation. We hope you, your friends, and family will have a joyful and safe celebration! Please note, our office will be closed on...

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Swimming Safety: 10 Tips for Summer

Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and...

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Allco newsletter June 2021

Understanding Condo Insurance and Co-op Insurance Click here to learn more from Smart Insurance Tips You Probably Need Umbrella Insurance Click here to learn more Smart Insurance Tips - How to discover your "why"...

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Meet our newest team member! Introducing Liz Garcia!

Meet our newest team member! Introducing Liz Garcia Our team is growing in an effort to give you, our loyal clients a better customer experience. Help us by giving her a warm welcome! Some of you might have already had...

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Allco newsletter May 2021

Thank you for reading our newsletter! Call us with any questions 714.992.2390 Home insurance companies will reduce premiums if you have these smart devices Click here to learn more from Smart Insurance Tips The...

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Inexpensive Fixes for a Safer Home

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Allco newsletter April 2021

An insurance peril is an event that causes damage to your home, and your coverage depends on what policy you have Click here to learn more from Smart Insurance Tips How to Find a Good Financial Professional – or...

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Why a basic Homeowners policy isn’t always enough

Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage...

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Easter Basket Drive, help us brighten the lives of Children in need this Spring

Join us in collecting items for Allco Fullerton’s Children in Need Easter Basket drive! Ages birth-18. DONATIONS DUE BY WEDNESDAY 03/31 Our baskets will contain one of each of the following categories: Hygiene items (...

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Allco newsletter February 2021

Does My Homeowners Policy Cover My Computer? Click here to learn more from Smart Insurance Tips 6 Great Small Business Tips That Will Save You Headaches Click here to learn more Smart Insurance Tips The benefits...

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10 Tips to Help Prevent Identity Theft

Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re...

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Join our team, as a Customer Service Representative for Personal Lines Insurance

Greetings! In our ongoing effort to increase the level of service to our community and our customers. we are looking to add a new position to our team: Customer Service Representative for Personal Insurance We are...

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Own a home? Here are two policy options you should know about

If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...

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Porch Safety: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Meet the newest member of our Allco team!

- - - Meet our newest team member - Introducing Ryan - Our team is growing in an effort to give you, our loyal clients a better customer experience. Help us by giving him a warm welcome! Some of you might have already...

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If you are an employer in California you must know about CAL/OSHA 3205 COVID-19 Prevention Regulations

December, 2020 California’s Office of Administrative Law has approved a new Cal/OSHA emergency standard. This standard became effective on November 30, 2020 and will expire in six months unless readopted for up to two...

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Don’t Delay — Start Thinking About Winterizing Your RV Today

Unless you’re headed to a warmer climate for the winter - or you live in one already - fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because you...

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Thankful message 2020

Dearest friends and clients, We wanted to take a quick moment to express our gratitude and appreciation for the opportunity to serve you. There is no question that this year has been challenging for all of us in so many...

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Mature driver discount for automobile insurance

You are probably one of many who are reviewing your automobile insurance policy available discounts list and noticed "Mature Driver" discount. You think to yourself, "I'm mature, right?!?" If you are a licensed driver...

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Today, we honor those who served

On behalf of all of us here at Allco Insurance, we want to express our sincere gratitude to all of those of you who have served our country."Freedom is never more than one generation away from extinction. We didn't pass...

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10 Things to do to Prepare Your Home for Fall

Fall is a wonderful time - if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and...

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8 Signs you need Umbrella insurance

As found on Chris Hogan's article on Dave Ramsey's website HERE 8 Signs You Need Umbrella Insurance - If more than two of the following eight scenarios apply to you, you definitely need more than $1 million in umbrella...

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California SB 1159 -- What You Need to Know

We want to help you navigate the specifics of Senate Bill 1159 and the impact it could have on workers compensation policyholders. OVERVIEW Senate Bill 1159 was recently passed by the California Legislature and signed...

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It’s Back-to-School Time — Is Your House Ready?

We’re not quite sure where summer went, but if you haven’t noticed, the new school year is upon us. And as you get your kids organized and ready, consider doing the same thing for something else - your home. It won’t...

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Tips for Power Tool Safety

What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use...

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What is water backup coverage and why is it important?

Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially...

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How to Update your Home — Without Spending Thousands

It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference - and whether you’re handy or not, you can...

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I Just Bought a New Car. What Insurance Coverage Do I Need?

Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

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Keep Your Pets Safe in a Disaster

A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a...

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Why You Need Service Line Coverage

Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about...

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What to Consider When Choosing Auto Insurance

Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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5 Carbon Monoxide Safety Tips

Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO...

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Come Run With Us!

Come run with us! - We are honored to have partnered this past year with the folks at "Stripes of a Warrior" as part of our referral campaign, and they are hosting their annual Super Warrior 5K. This is a great...

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How to Protect Your Classic Car

The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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