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All You Ever Wanted to Know About Insurance

How Major Life Events Impact Your Insurance Needs

Life's biggest milestones, like marriage, buying a home, or having children, often bring new financial responsibilities and changes in your insurance needs. To ensure you and your loved ones have the right coverage in...

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Insurance Considerations for Newlyweds: Merging Policies and Coverage

Starting a new journey together as newlyweds is an exciting time filled with hopes, dreams, and plans for the future. Amidst the whirlwind of changes, it’s crucial not to overlook the practical aspects of merging your...

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Avoiding Common Home Insurance Claims During Renovations

Renovating your home can be an exciting journey, transforming your living space into the dream dwelling you've always wanted. However, amidst the excitement, it's crucial to undertake precautions to avoid common...

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Allco Newsletter June 2024

How To Get Homeowners Insurance with an Old Roof Click Here to Learn More - - Do-It-Yourself Projects to Boost Home Value Click Here to Learn More Home Improvement What Is Windstorm Insurance? Click Here to...

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Essential Fire Safety Tips for Your Home

Taking care of fire safety at home is a key part of managing your household. Each year, fires in residential areas cause significant property damage. However, many of these incidents may be prevented with the right...

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The Essential Guide to Creating a Home Inventory: Why and How

In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner...

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Allco Newsletter March 2024

What Happens If You Don’t Have Homeowners Insurance? Click Here to Learn More Do you need help making sure your healthcare expenses are covered, even if you already have a Medicare policy? Let us help find you the...

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How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims

If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips....

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Top Home Improvement Projects That Can Increase Your Home Value

When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations...

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Allco Newsletter November 2023

Homeowners Insurance in Fire-Prone Areas Click Here to Learn More - - 11 Thanksgiving Home Upgrades You’ll Want to Gobble Up Click Here to Learn More Home Improvement Insurance for Vacation Homes Click Here to...

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Proactive Mitigation: Reducing Wildfire Risk

* California Fair Plan Policyholders Could be Affected by This Blog As wildfires continue to pose a significant threat to communities in California and other parts of the world, the importance of proactive mitigation...

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Allco Newsletter October 2023

Does Your Homeowner’s Insurance Cover Airbnb? Click Here to Learn More - - 20 Clever Garage Organization Ideas to Clear the Chaos Click Here to Learn More Home Improvement Vandalism and Malicious Mischief...

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Save Money With These Smart Home Devices That Make Your Home Safer

Homeowners today have never had more ways to save money through technology. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. Better safety can mean fewer...

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Renting vs. Owning a Home: Protect Your Property No Matter Which You Prefer

If you’re on the fence about renting or owning a home, here’s a helpful look at the upsides of each option. Remember to get the right insurance when you make your choice, so your property is fully protected. The...

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What to Look for When Buying a House to Avoid Unnecessary Insurance Claims

If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which which may help avoid home insurance claims...

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Allco Newsletter June 2023

Does Homeowners Insurance Cover Swimming Pools? Click Here to Learn More - - 10 Signs Your Home Has an Insulation Problem-and What You Can Do About It Click Here to Learn More Home Improvement - Earthquake...

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Allco Newsletter May 2023

Does Homeowners Insurance Cover Driveway Damage? Click Here to Learn More - - How to Make Your Home Climate-Safe Click Here to Learn More Home Improvement How to Pay Off Debt: Strategies and Tips Click Here to...

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4 Water-Saving Tips for Your Garden

Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving...

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Keep Your Home Safe While on Vacation

Whether you’re just getting away for a long weekend or spending a few weeks out of the house, it’s important to ensure your home is safe while you’re gone. Follow these tips to help prevent break-ins, fires, and water...

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Lessons From Turkey

Lessons from Turkey - A world of significant earthquake exposure. - There has been an outpouring of support for those affected by the devastation across Turkey following the February 6 earthquakes. Although the event...

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Should I Notify My Insurance Company About a New Puppy?

Having a new puppy join your household can change your life. The snuggles and kisses make getting up in the middle of the night for potty breaks worth it, but in the whirlwind of change, it’s easy to forget some...

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Things to Know When Shopping for Home and Auto Insurance

If you’re looking around for home or auto insurance, you may find the process confusing, especially if you’re new to buying coverage and aren’t familiar with the terminology. Here are five essential things you should...

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Avoiding Water Issues in Your Home

Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew...

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Allco Newsletter April 2022

Personal watercraft insurance and safety Click here to learn more How Does the 80% Rule for Home Insurance Work? Click here to learn more Smart Insurance Tips How to Save Money as Consumer Prices Keep Rising? Click...

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Things you Have Always Wanted to Know Part 2: "My Mortgage Company added a policy to cover my home, is that enough?"

Premiums for residential homeowners insurance policies in California have been climbing the past few years. Premium hikes of 30-60% are not uncommon. Property insurance coverage is required for most homeowners due to...

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How to Decide If Solar Panels Are Right for Your Home

Solar panels can provide clean electricity for your home, helping you to save money on energy costs while also doing your part to help the environment. However, not all homes are suited to solar energy. Here's what you...

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New opportunity for Mercury Insurance Homeowners Insurance policyholders to reduce premiums

Mercury Insurance Company Water Leak Detection Pilot Program To help mitigate water losses, Mercury Insurance Company is introducing a pilot program where Mercury will be subsidizing the cost of smart home water...

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Inexpensive Fixes for a Safer Home

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Why a basic Homeowners policy isn’t always enough

Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage...

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Own a home? Here are two policy options you should know about

If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...

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What is water backup coverage and why is it important?

Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially...

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Why You Need Service Line Coverage

Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about...

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